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The Complete Tightwad Gazette

by Tightwad Times

Descriptive words such as “tightwad” and “frugal” may have had a negative connotation at one time, but given the state of our current economy – these two words have taken on new meaning for most individuals.

A book that has been highly touted as “brilliant” by its readers, The Complete Tightwad Gazette by Amy Dacyczyn has become a must read for those who find it necessary to cut back on expenses in order to get through this economic recession.

Currently priced at only $22.95, the product description for The Tightwad Gazette states that:

“In a newsletter published from May 1990 to December 1996 as well as in three enormously successful books, Amy Dacyczyn established herself as the expert of economy. Now The Complete Tightwad Gazette brings together all of her best ideas and thriftiest thinking into one volume, along with new articles never published before in book format. Dacyczyn describes this collection as “the book I wish I’d had when I began my adult life.” Packed with humor, creativity, and insight, The Complete Tightwad Gazette includes hundreds of tips and topics, such as:

* How to transform old blue jeans into potholders and quilts
* Ten painless ways to save $100 this year
* Ways to dry up dry-cleaning costs
* Inexpensive gifts
* Slashing your electric bill
* Frugal fix-its
* Saving on groceries
* Avoiding credit card debt
* Using items you were about to throw away (milk jugs, plastic meat trays, and more!)
* Recipes galore, from penny-pinching pizza to toaster pastries, and much more”

This comprehensive book not only teaches you how to save money, but offers tightwad tips, frugal living tips, and many tightwad suggestions on how to develop a new mindset when it comes to fiscal responsibility. In addition, Ms. Daczycyn utilizes her own brand of humor to impart important information regarding your finances.

It is very comprehensive and anyone can utilize it on a daily basis for ideas on how to live a more tightwad life. Some have called it their second Bible! The advice given is up-to-date, relative to today’s environment, and is for anyone who wants to cut back on expenses and develop a budget that is reasonable, efficient, and yes – frugal.

To order your copy of The Tightwad Gazette, go to:

The Complete Tightwad Gazette: Promoting Thrift As a Viable Alternative Lifestyle

The Complete Tightwad Gazette: Promoting Thrift As a Viable Alternative Lifestyle

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PDQ Pay Debt Quickly Review

by Tightwad Times

Review of Pay Debt Quickly

Author & Creator: Cindy Morus, “The Money Mender”
Format: Printable Guides in PDF Format, Downloadable Software (Windows only)
Official Website: PDQ Pay Debt Quickly

Description
The PDQ Pay Debt Quickly System is a unique system for reducing debt without having to make any large payments or lifestyle changes. It comes with software to help calculate the debt-free date and track progress. The accompanying resources provide information and tools to further reduce debt costs and change habits regarding money.

Who the System is Suitable For
It is meant for individuals who are able to make their current minimum monthly payments on their various debts. It is not meant for people who are behind on their payments and are unable to keep up with the minimums.

Details
The system comes with a number of components and they include:

- Pay Debt Quickly Software: The software allows you to enter in up to 30 loans and debts and make a plan to calculate your debt-free debt and keep up with your month-to-month balances.

- Pay Debt Quickly Success Guide: The guide provides information on the credit card industry and how they’re designed to keep you in debt indefinitely. It includes practical advice on using the system and set up a monthly payment plan that shouldn’t cause financial hardship.

- 12 Simple Steps of Money-Minding eBook by Tracy Piercy: Debt reduction advice with the focus of keeping ones realistic lifestyle.

It also includes 3 extra guides to help you manage and change your outlook on money:

- EZ Budget Guide: Teaches readers how to make a spending plan, instead of a budget and how to plan ahead for unexpected expenses.

- Napoleon Hill’s “Think and Grow Rich” eBook: This classic guide that teaches people how to accumulate wealth also includes a practical workbook to help ensure all the steps are followed.

- Credit Card Secrets: This ebook shows how to save thousands of dollars in interest, how to get rid of annual fees and pre-written scripts to use with your creditors to get them to do what you want them to.

Thoughts
The main strategy behind the PDQ Pay Debt Quickly System is extremely powerful. Even if a buyer doesn’t go through all the materials, if they get that main basic concept and stick with it, it is a very powerful debt reduction strategy. The additional information and tools provided will help save plenty of money when it comes to fees and interest. The product even includes useful “scripts” to deal with creditors will be a tremendous help to those ready to show their creditors who’s boss.

The system is also geared to ensuring that users develop a new relationship with money and helps encourage long-term success because that is the key. Getting rid of debt today, only to rack it up again tomorrow, doesn’t do anybody and good. PDQ aims to help users make long-lasting changes, but of course the true success is in the hands of the user.

More Information
Visit the Pay Debt Quickly

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Free Guide to Pay Debt Quickly Kit: The Secret to Finally Paying Debt Quickly

by Tightwad Times

Get Your Free Guide to Pay Debt Quickly Here

If you’ve struggled with debt for any amount of time, you know how it can feel like you’re in a big black hole, you just can’t seem to dig yourself out of. Balances never seem to go down and you need to keep tapping into credit cards just to make ends meet.

There is plenty of debt advice out there and you may have tried things like debt consolidation, making large payments to your debts to try to pay them faster and other methods that just don’t seem to work. Things just keep getting more and more difficult to manage.

But it really doesn’t have to be that way…

If you’ve been able to keep up with your minimum monthly payments until now, there is a solution for you. And it’s remarkably simple if you follow the appropriate steps laid out for you.

I’m talking about the “Pay Debt Quickly Kit” that shows you how to:

- Pay debt off faster without having to make any large payments.

- Get what you want from your creditors to pay off your debt faster and even improve your credit score.

- Make drastic changes in the way you think about and handle money without feeling like you’re deprived in any way.

The kit includes everything you need to get to debt-free faster. From software that helps you quickly and easily calculate your precise debt-free dates to strategies to take control of your finances and even work with your creditors so that you benefit, instead of them – this kit has what you need to eliminate your debt.

Learn more and get debt-free at: Pay Debt Quickly

Everything is available for instant download and you don’t have to wait for anything to come in the mail. That means you can start sleeping better and stop worrying about your debt, starting RIGHT NOW.

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Pay Debt Quickly Kit: The Secret to Finally Paying Debt Quickly

by Tightwad Times

If you’ve struggled with debt for any amount of time, you know how it can feel like you’re in a big black hole, you just can’t seem to dig yourself out of. Balances never seem to go down and you need to keep tapping into credit cards just to make ends meet.

There is plenty of debt advice out there and you may have tried things like debt consolidation, making large payments to your debts to try to pay them faster and other methods that just don’t seem to work. Things just keep getting more and more difficult to manage.

But it really doesn’t have to be that way…

If you’ve been able to keep up with your minimum monthly payments until now, there is a solution for you. And it’s remarkably simple if you follow the appropriate steps laid out for you.

I’m talking about the “Pay Debt Quickly Kit” that shows you how to:

- Pay debt off faster without having to make any large payments.

- Get what you want from your creditors to pay off your debt faster and even improve your credit score.

- Make drastic changes in the way you think about and handle money without feeling like you’re deprived in any way.

The kit includes everything you need to get to debt-free faster. From software that helps you quickly and easily calculate your precise debt-free dates to strategies to take control of your finances and even work with your creditors so that you benefit, instead of them – this kit has what you need to eliminate your debt.

Learn more and get debt-free at:
Pay Debt Quickly

Everything is available for instant download and you don’t have to wait for anything to come in the mail. That means you can start sleeping better and stop worrying about your debt, starting RIGHT NOW.

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