Colorado Hot Deals
{ 0 comments }
The economy may be in a slump, but that’s no reason not to enjoy the Christmas holidays. Making a realistic budget plan for Christmas can enhance your enjoyment of the holiday season, and avoid months of debt. Here are some budget tips that can help.
1. Make lists. When you’re confused, it’s easy to spend more than you intended. Make a list of people to whom you want to give gifts, along with gift ideas for each person. Then mark off each individual as you buy for him or her. If you are going to be hosting any parties, make lists of guests and the supplies you’ll need.
2. Start early. Yes, everyone says this, but it really is one of the keys to a stress-less Christmas. It’s not unreasonable to start planning in the summertime, taking advantage of summer sales – even yard sales for decorations and accessories – so that you are free to think about more important things when the holidays arrive.
3. Budget with real numbers. It’s tempting to be fuzzy with a budget, estimating and guessing rather than looking at hard numbers. Go ahead and write down your actual income, any Christmas bonuses you anticipate receiving, and how much you plan to spend on Christmas gifts, entertaining, decorating, etc. If the numbers don’t add up, consider taking on temporary work or cutting back on your expenditures.
4. Take an inventory. While you’re making your lists, go through your attic and basement and make sure you are not planning to buy something you already have. There may be Christmas gifts you did not give for whatever reason, wrapping paper, and decorations you might have forgotten about.
5. Hand-make gifts, cards, wrapping paper, and decorations. This is a fun one, and is a great way to include kids in the festivities. Family members especially enjoy receiving creatively presented photos (think collage or nature-inspired frames), homemade ornaments, and presents wrapped in paper festooned with little hand prints.
6. Travel light and make reservations well ahead. Airlines are charging fees for extra carry-ons these days, so lighten up and save some money. Looking for airline and hotel reservations early in the year allows you the luxury of being choosy about the price you’re willing to pay.
7. Deliver gifts and cards in person rather than mailing. Postage – especially rush postage due to getting a late start on holiday shopping – is quite expensive. Bring your cards and gifts to the office, to church, or wherever you are going to be seeing the people on your gift and card lists.
8. Do gift exchanges for big groups. Gift exchanges ensure that everyone involved need only purchase one gift. Set a price range so the gifts will be roughly similar in value.
9. Throw a party with a theme where everyone participates. This is a festive way to combine the social aspect of the holidays with some of the drudgery. Have a cooking party – ask each guest to bring an ingredient and reveal who is cooking what with whom at the party. Or give each guest a decoration and see who can come up with the most creative way to display it at your house. Voila! Decorating done, even if unconventional.
10. Consider unconventional gifts. Not everyone needs a new tie or pair of earrings. Consider giving your time – bring a family a meal, or invite people over and cook for them. Sometimes, the gift of your time means the most.
{ 0 comments }
Making your own Christmas crafts doesn’t have to cost a lot of money. Frugal Christmas crafts not only save you money but are fun to make.
Christmas ornaments made from ordinary pipe cleaners and inexpensive acrylic beads are very pretty and easy to make. They look quite impressive yet are easy enough for small children to make. This is one frugal Christmas craft idea to use again and again. Older people and kids will enjoy making this frugal Christmas craft, too, which can be varied to make a number of different sparkling ornaments for your Christmas tree.
To make the bead and pipe cleaner ornaments, you need common pipe cleaners in desired colors and acrylic beads. Two types of beads are particularly effective when strung on pipe cleaners. One type are called sunburst beads, but are also known as paddlewheel beads, snowflake beads, or starburst beads. These beads have six faceted paddles spaced equally around a center that contains the hole for stringing. When several of these sunburst beads are strung consecutively, they fit against each other in an interlocking pattern.
The other type of bead that is also effective for this frugal Christmas craft is called the tri bead or propeller bead. It has three rounded bumps arranged around the stringing hole. Like the sunburst beads, the tri beads interlock when strung consecutively. For the most sparkly and attractive Christmas ornaments, get tri beads and/or sunburst beads in translucent colors of red, green, and clear. The tri beads can also be found in metallic gold and silver which can be used in this Christmas craft as well.
Pipe cleaners can be found in silver and gold tinsel as well as chenille of all colors. For frugal Christmas crafts, the best colors to use are the metallics and Christmas colors. The beads cover the pipe cleaners, but the ends will need to be twisted together and made into hangers, so they show.
Anyone, even small children, can string these beads on pipe cleaners. Bend up the end of the pipe cleaner so the beads don’t fall off. The pipe cleaner works like a needle, making a needle unnecessary. For best results, show the children how to alternate colors when stringing, or start a pattern of three colors. When the beads are strung on the pipe cleaners, they can be bent into different Christmas shapes. For instance, string red and clear beads alternately, then bend down one end of the pipe cleaner for a candy cane shape. Or alternate red and green beads and form a circle for a wreath. Use red pipe cleaner to form a small bow to decorate the wreath. Form a hanger for these Christmas crafts or simply slip the circle over a branch of the tree.
If you experiment with clear beads and silver pipe cleaners, you can make some beautiful snowflake or star ornaments. Snowflake designs can be twisted of silver pipe cleaner only, without the beads for a simple but pretty decoration.
Bead and pipe cleaner ornaments are a nice frugal Christmas craft you will find yourself using every year. Children and their parents will both appreciate this simple yet pretty frugal Christmas crafts.
{ 0 comments }